.icm-hero { padding: 88px 0 96px; }
.icm-hero-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
  padding: 32px;
}
.icm-formula { display: grid; gap: 14px; }
.icm-formula-row {
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 16px;
  align-items: center;
  padding: 16px;
  border: 1px solid var(--border-soft);
  border-radius: var(--r-md);
  background: var(--surface-2);
}
.icm-formula-row strong { font-family: var(--font-display); }
.icm-formula-row span { color: var(--text-soft); font-size: .92rem; line-height: 1.5; }
.icm-two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.icm-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 34px;
}
.icm-card h2, .icm-card h3 { font-family: var(--font-display); letter-spacing: -.025em; margin-bottom: 16px; }
.icm-card p { color: var(--text-soft); line-height: 1.7; margin-bottom: 14px; }
.icm-card p:last-child { margin-bottom: 0; }
.icm-answer {
  margin-top: 22px;
  padding: 18px 20px;
  border-left: 3px solid var(--brand);
  border-radius: 0 var(--r-md) var(--r-md) 0;
  background: var(--brand-soft);
  color: var(--brand-dark);
  line-height: 1.65;
}
.icm-answer strong { font-family: var(--font-display); }
.icm-table-wrap { margin-top: 46px; overflow-x: auto; border: 1px solid var(--border); border-radius: var(--r-lg); background: var(--surface); }
.icm-table { width: 100%; border-collapse: collapse; min-width: 720px; }
.icm-table th, .icm-table td { padding: 18px 20px; text-align: left; border-bottom: 1px solid var(--border-soft); vertical-align: top; }
.icm-table th { background: var(--surface-2); font-family: var(--font-display); font-size: .92rem; }
.icm-table tr:last-child td { border-bottom: 0; }
.icm-table td:first-child { font-weight: 600; color: var(--text); }
.icm-table td { color: var(--text-soft); line-height: 1.5; }
.icm-yes { color: var(--brand-dark); font-weight: 700; }
.icm-no { color: var(--danger); font-weight: 700; }
.icm-limited { color: #9A6700; font-weight: 700; }
.icm-timeline { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 42px; }
.icm-step { background: var(--surface); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 26px; }
.icm-step small { display: block; font-family: var(--font-mono); color: var(--brand-dark); margin-bottom: 12px; }
.icm-step h3 { font-family: var(--font-display); font-size: 1.08rem; margin-bottom: 10px; }
.icm-step p { color: var(--text-soft); line-height: 1.65; }
.icm-example { background: var(--text); color: #fff; border-radius: var(--r-xl); padding: 48px; }
.icm-example h2 { color: #fff; }
.icm-example p { color: rgba(255,255,255,.76); line-height: 1.7; }
.icm-example .icm-two { margin-top: 30px; }
.icm-example .icm-card { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.16); }
.icm-example .icm-card h3 { color: #fff; }
.icm-example .icm-card p { color: rgba(255,255,255,.76); }
.icm-checks { list-style: none; display: grid; gap: 12px; margin-top: 22px; }
.icm-checks li { display: flex; gap: 12px; color: var(--text-soft); line-height: 1.55; }
.icm-checks li::before { content: "✓"; color: var(--brand); font-weight: 800; }
.icm-note { margin-top: 24px; color: var(--muted); font-size: .92rem; line-height: 1.65; }
@media (max-width: 820px) {
  .icm-two, .icm-timeline { grid-template-columns: 1fr; }
  .icm-example { padding: 34px 24px; }
}
@media (max-width: 560px) {
  .icm-hero-card, .icm-card { padding: 24px; }
  .icm-formula-row { grid-template-columns: 1fr; gap: 6px; }
}